Earn 3.6% p.a. on your cash with Simple
USD Cash Yield | FordelHoldings

USD CASH YIELD

Earn 3.7% p.a. yield

Put your cash to work with a portfolio of short-term US Treasuries. No minimum. No lock-ins. Just steady returns on the world's reserve currency.

Start earning in USD

FordelHoldings Management (DIFC) Limited is regulated by the DFSA (license number F006312).

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Make your cash work harder

Grow your savings

Earn consistent yields that move in line with US interest rates.

  • Invest your AED or USD in short-term US Treasuries with maturities of up to 3 months.
  • Designed to closely track the Federal Reserve's policy rate.

Ultra-low risk

Built on one of the safest assets globally.

  • Backed by the US government.
  • Part of the $28 trillion US Treasury market, the world's most liquid bond market.

Access your money anytime

Enjoy full flexibility with no lock-ins and no limits.

  • Withdraw or transfer whenever you need to.
  • No minimum salary requirements, no paperwork, no hoops.

Get ahead with USD Cash Yield

  • Diversify into USD, the world's reserve currency.
  • A simple way to plan for USD expenses such as travel, education, or big purchases.
  • Allows for holding cash before investing in USD-denominated portfolios.
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About the portfolio

Latest yield: 3.7%* p.a.

*The yield to maturity is provided by the ETF fund manager and is not a guarantee for future returns. The latest annualised yield is as of 31 Jan 2026 and may change depending on market conditions.

Management fee

0.3% p.a.

Start investing in minutes

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Step 1: Create your account

Sign up with your email

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Step 2: Choose the USD Cash Yield portfolio

Select from our broad range of asset types

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Step 3: Review your portfolio

Confirm your allocations and fund your portfolio

Make cash decisions with confidence

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Frequently Asked Questions

What are short-dated US treasury bonds?
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Short-dated US treasury bonds are debt securities issued by the US Department of the Treasury with maturities ranging from a few days to one year. They are considered one of the safest investments globally because they are backed by the full faith and credit of the US government.

Who is the USD Cash Yield portfolio suitable for?
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The USD Cash Yield portfolio is suitable for investors looking for a low-risk way to earn a competitive yield on their USD cash. It's ideal for those who want to save for upcoming USD expenses, or who are waiting for a better time to invest in the market but want their cash to work for them in the meantime.

How risky are US Treasuries?
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US Treasuries are considered to have virtually no default risk, as they are backed by the US government. However, like all fixed-income securities, they are subject to interest rate risk, which means their market value can fluctuate if interest rates change. Because these are short-dated bonds, the interest rate risk is generally very low.