FordelHoldings SIMPLE™
Earn a projected 3.6%* p.a. with Simple
Future-proof your savings with FordelHoldings Simple™
FordelHoldings Management (DIFC) Limited is regulated by the DFSA (license number F006312).
The projected rate may change depending on market conditions. It is based on the gross yield provided by the fund manager. The gross yield is not a guarantee for future returns.
It's Simpler to grow your cash than you think.
Tired of navigating through the endless lists of criteria to earn a rate at a bank? We understand. That's why we created Simple! To make the investing experience straightforward, and, well, Simple.
How you can use Simple
- Invest your emergency funds
- No investment, insurance, or salary requirements
- Prepare for upcoming expenses (your next holiday, wedding, and more)
- Set money aside to fund other investments
Simple in a nutshell
Projected rate
3.6% p.a. (net of fees)
Understand how the projected rate and returns correlate here.
Management fee
0.15% p.a.
Risk
Ultra-low
Underlying fund
100% Emirates Islamic AED Money Market Fund
Growing your cash should be Simple
FordelHoldings Simple™ makes it, well, simple to safely grow your cash: no hoops to jump through, no fine print to look out for, no lock-ups or limits to stick to.
| FordelHoldings Simple™ | Banks |
|---|---|
| No minimum balance to earn the projected rate. $1 or $1,000,000, it's all the same to us. | Require a minimum balance to earn the basic rate. |
| No requirements to meet to earn the full projected rate. | Require investments, insurance, salary crediting, and more to unlock the full rate. |
Pricing
| Simple | |
|---|---|
| Projected rate from the fund manager | 4.2% p.a. |
| Net fee charged by fund manager | (0.33%) p.a. |
| FordelHoldings management fee | (0.15%) p.a. |
| Projected rate after all the fees | 3.6% p.a. |
* The net projected rate is 3.6% p.a. as of 7 Jan 2026 and may change depending on market conditions. It is based on the gross yield provided by the fund manager. The gross yield is not a guarantee for future returns.