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Shariah Global Portfolios | FordelHoldings MENA

Shariah Global Portfolios

Grow your wealth with smart, global portfolios

Tap into up to 13.5%* p.a. returns, all while staying aligned with your values.

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SHARIAH-COMPLIANT
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Shariah
Global Portfolio

4 risk options

Globally diversified Shariah-compliant ETF portfolios optimised for your risk preference

Equities

Global/International Emerging Markets

Bonds

Islamic bonds (sukuk)

01

UP TO 13.5%* P.A. RETURNS

Returns from 7.5%* to 13.5%*, across four different risk levels – moderate, balanced, aggressive and very aggressive.

02

GLOBALLY DIVERSIFIED

Invest in Shariah-compliant equities, Islamic bonds (sukuk), and gold for diversified growth across markets and sectors.

03

SHARIAH-COMPLIANT

Designed with Shariah-compliant ETFs to stay aligned with your faith.

Islamic investing, without compromising on returns

Shariah-compliant global equities have delivered returns on par with, and sometimes outperforming, non-Shariah equivalents, showing you can stay true to your values without sacrificing returns.

Global equity returns

5-year annualised (USD, %)

0481216
15.6
Global Equities
(Islamic)
15
Global Equities
(Non-Islamic)

Source: Dow Jones, data as of 30 June 2025. Asset class/index returns are in USD terms. Past performance is not an indicator of future performance. Performance for illustration purposes only.

Shariah Global Portfolio returns

5-year annualised (USD, %)

0481216
7.5
Moderate
9.4
Balanced
12.2
Aggressive
13.5
Very
aggressive

Source: FordelHoldings, data as of 31 December 2025. Past performance is not an indicator of future performance. Shariah Global Portfolio performance figures are based on composite historical returns of the underlying ETFs in the portfolio, not actual portfolio performance. Projected performance for illustration purposes only. We calculate these returns before fees.

Stronger returns with Shariah Global Portfolios

FordelHoldings Shariah Global Portfolios’ composite historical returns have delivered consistent long-term growth across all risk levels.

Manage risk with globally diversified portfolios

Access global growth while managing risk through smart diversification. Shariah Global Portfolios blend equities, Islamic bonds (sukuk), and gold — with meaningful exposure to high-growth sectors like technology and emerging markets.

35%
28%
4%
24%
9%

Shariah Global Portfolio

(Balanced)

  • US equities
  • Gold
  • Global Sukuk
  • Emerging markets equities
  • Developed markets ex-US equities

Shariah Global Portfolio allocations are based on composite historical data as of 30 June 2025. Allocations may change over time, and past allocation or performance does not guarantee future results.

Select your preferred risk level

Moderate

This portfolio has more exposure to Islamic bonds (sukuk) for stability, and a smaller portion in equities for some growth.

Composite historical returns, annualised

3 years: 13.7%

5 years: 7.5%

FordelHoldings Risk Index (SRI): 16% ℹ️

Aggressive

This portfolio is more heavily weighted in equities, while still being complemented by Islamic bonds (sukuk).

Composite historical returns, annualised

3 years: 13.7%

5 years: 12.2%

SRI: 30% ℹ️

Balanced

This portfolio has a tilt toward equities while maintaining a meaningful allocation to Islamic bonds (sukuk) for balance.

Composite historical returns, annualised

3 years: 16.6%

5 years: 9.4%

SRI: 22% ℹ️

Very aggressive

This portfolio is almost fully allocated to equities, with minimal allocation to Islamic bonds (sukuk).

Composite historical returns, annualised

3 years: 22.0%

5 years: 13.5%

SRI: 36% ℹ️

* Past returns: Last 3 years figures are for the period 31 Dec 2022 to 31 Dec 2025, while 5 year figures are for the period 31 Dec 2020 to 31 Dec 2025… All returns shown are in USD terms…

These portfolios are labelled Shariah-compliant based solely on their composition of ETFs that have been certified as Shariah-compliant by their respective issuers or fund managers. FordelHoldings does not certify, verify, or guarantee the Shariah compliance of these products.

Your advantage with Shariah Global Portfolios

Smart, intelligent portfolios

Optimised access to Shariah-compliant opportunities across the world

  • Choose from 4 risk levels to meet your different needs
  • Portfolios are automatically optimised by experts to seek optimal risk-adjusted returns in the long-term
Learn more about our intelligent investing framework →
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Built with cost-effective ETFs

Low fees, no hidden charges

Average expense ratio

0.4% p.a.

Base Currency

USD

Recommended duration

3 years or longer

FordelHoldings management fees

0.2% – 0.8% p.a.

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Halal investing made simpler

  • Set up your portfolio in minutes
  • No minimum balance, no maximum investments, and no monthly requirements
  • No lock-in period
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Effortless investing, the Shariah-compliant way

Create an account and start investing within minutes, starting with any amount.

Create account

By creating an account, you agree to the Platform Agreement

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Frequently asked questions

What are Shariah Global Portfolios?

Shariah Global Portfolios are professionally managed, diversified portfolios of Shariah-compliant ETFs across global equities, Islamic bonds (sukuk), and gold.

What makes Shariah Global Portfolios Shariah-compliant?

They are composed of ETFs that have been certified as Shariah-compliant based on rigorous business and financial screenings.

What is the difference between Shariah Global Portfolios and General Investing portfolios?

While both offer global diversification, Shariah portfolios specifically exclude non-compliant sectors and adhere to Islamic financial principles regarding debt and interest.

What are Islamic bonds (sukuk), and how are they different from regular bonds?

Sukuk are investment certificates that represent ownership in a tangible asset, project, or investment activity, avoiding interest (riba) which is prohibited in Islamic finance.

See all FAQs about Shariah Global Portfolios