Earn 3.6% p.a. on your cash with Simple
General Investing powered by BlackRock® | Fordel Holdings MENA

UP TO 12.2%* ANNUALISED RETURNS SINCE INCEPTION

Build your wealth
with insights from
BlackRock®

Automate your investments with insights from one of the world’s largest
asset managers. Simply choose your preferred equity-to-bond ratio to
get started.

* For Very Aggressive portfolio, as of 13 January 2026

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✔ Fordel Holdings Management (DIFC) Limited is regulated by the DFSA (license number F006312).
BlackRock.
20-80

Conservative

80-20

Aggressive

60-40

Balanced

100-0

Very Aggressive

Performance powered by one of the world’s largest asset managers

Aggressive
USD
Lower Risk Higher risk
Equities: 81.7%
Bonds: 14.5%
Others: 2.8%
Cash & Cash Equivalents: 1%
2026 (YTD) 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Annualised
since Inception
Returns (%) 5.1% 19.4% 15.6% 17.9% -15.5% 17% 12.1% 22.6% -6.6% 18.1% 3.1% 10.8%
$3M $2M $2M $1M
31 Oct 2016 30 Apr 2018 30 Apr 2020 30 Apr 2022 30 Apr 2024 30 Apr 2026
Disclaimer

Pick your preferred equity-to-bond ratio

Conservative 20-80

Annualised returns since inception: 4.4%

This portfolio prioritises stability, coupled with some exposure to equities for growth potential.

Balanced 60-40

Annualised returns since inception: 8.2%

This portfolio aims for long-term growth and diversification. Its traditional 60-40 exposure cushions large fluctuations.

Aggressive 80-20

Annualised returns since inception: 10.4%

This portfolio seeks greater long-term growth while including exposure to some balancing assets.

Very Aggressive 100-0

Annualised returns since inception: 12.0%

This portfolio aims to maximise long-term growth. It suits investors who are comfortable with higher short-term volatility.

Powered by BlackRock®, managed by Fordel Holdings

  • ✔
    General Investing powered by BlackRock® is designed to capture the market’s upside. Your portfolio is automatically reoptimised 4-6 times per year to account for shifting market conditions.
  • ✔
    BlackRock® provides all insights and asset allocation guidance that we use to build your portfolio.
  • ✔
    We take care of all trades and servicing, and check each portfolio’s suitability against your individual objectives and risk tolerance.
***

30+

Globally diversified ETFs

0.2%

Average ETF expense ratio

4-6

Reoptimisations per year

General Investing powered by BlackRock® invests in a wide range of ETFs from the cost-efficient range of iShares® ETFs by BlackRock®.
See the full selection here →
Full Disclaimer i

Read more about our investing strategies

Introducing BlackRock®-powered General Investing portfolios

Introducing BlackRock®-powered General Investing portfolios

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Fordel Holdings’s
Q1 2025 Returns

📈

Fordel Holdings’s Q1 2025 Returns

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Reoptimisation

General Investing Powered by BlackRock® September 2025

General Investing Powered by BlackRock® – September 2025 Reoptimisation

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Frequently Asked Questions

How should I choose between General Investing powered by BlackRock and General Investing powered by Fordel Holdings? +
Fordel Holdings’s ERAA® framework focuses on economic cycles, while BlackRock’s insights are based on their global market analysis and target asset allocation. Both offer broad diversification but with different underlying methodologies.
What is the relationship between BlackRock and Fordel Holdings? +
BlackRock provides the investment insights and model portfolios. Fordel Holdings acts as the digital wealth manager, executing the trades and managing your account according to those insights.
I can access these ETFs with a broker. Why wouldn’t I just buy them there? +
Fordel Holdings provides automatic rebalancing, fractional shares, and professional asset allocation that would be difficult and expensive to manage manually through a traditional broker.